Bitcoin Questions, Answered
Why is Bitcoin capped at 21 million?
Bitcoin’s maximum supply of 21 million is hardcoded into its protocol. This ensures that it remains a deflationary asset, immune to inflationary pressures caused by central bank money printing. The cap was chosen by Bitcoin's creator, Satoshi Nakamoto, as a key principle of digital scarcity. New coins are introduced through mining, and the supply issuance is halved every four years in an event known as the "halving." After all 21 million coins are mined (expected around 2140), no new Bitcoin will be created.
Is Bitcoin too volatile to be safe?
Volatility is a natural part of early-stage asset adoption. Bitcoin’s price may swing in the short term, but over the long term it has consistently trended upward. Historically, Bitcoin has outperformed most fiat currencies, stocks, and bonds over multi-year timeframes. Its volatility reflects its role as a new monetary system challenging the status quo.
What does self-custody mean?
Self-custody means you hold your own Bitcoin in a private wallet, secured by a key that only you control. Unlike traditional banking, where a third party manages your funds, self-custody gives you full sovereignty over your assets. It's one of the most powerful features of Bitcoin, but also requires secure backup and understanding of your wallet software.
How secure is the Bitcoin network?
The Bitcoin network has operated with over 99.98% uptime since 2009. It is secured by a decentralized network of miners and full nodes spread across the globe. Each transaction is recorded on a transparent and immutable public ledger. There is no central authority, and the protocol's open-source code is constantly reviewed by independent developers.
Can I lose my Bitcoin?
Yes, but only if you mishandle your private keys or send your coins to an incorrect address. With proper practices — like using trusted wallets, writing down your recovery phrase, and verifying addresses — Bitcoin can be stored more safely than cash or gold. We strongly encourage new users to follow best custody practices, whether they use custodial or non-custodial solutions.
Do I need a wallet?
Yes. A wallet is how you receive, store, and send Bitcoin. There are many wallet types, including mobile apps, hardware devices, browser extensions, and paper wallets. Some wallets are custodial (managed by a third party), while others give you full control. We help users find the best fit based on their goals, risk tolerance, and technical comfort.
What’s the difference between Bitcoin and other crypto?
Bitcoin is the original, decentralized digital currency. It has no founder who controls it today, no marketing team, and no central company. Other cryptocurrencies may offer different features, but often involve centralized teams, pre-mined tokens, or speculative use cases. We focus only on Bitcoin because it's the most secure and principled monetary network.
How does your platform create a strategy for me?
We assess your goals, time horizon, and experience through a short questionnaire. Then we use your answers to craft a simple, personalized Bitcoin approach — whether you're looking to make a one-time purchase or build long-term exposure through recurring buys. Our strategies are based on principles, not predictions.
Is Bitcoin legal in the U.S.?
Yes. Bitcoin is legal in the United States and is classified as property by the IRS. It is also regulated under AML and securities guidelines, especially when offered through financial platforms. Our firm operates as a Registered Investment Adviser and complies with applicable federal laws.
What happens if the internet shuts down?
Bitcoin is designed for resilience. Even if one region or country goes offline, the network continues operating globally. There are satellite-based and mesh network solutions that allow transactions to be broadcast without traditional internet access. Complete global outages are extremely unlikely.
Can I trust an online-only adviser?
Yes — when that adviser is registered, transparent, and legally obligated to act in your best interest. We are fiduciaries. That means we never earn commissions or kickbacks for pushing products. Our only priority is helping you build your Bitcoin plan the right way.
Is there a minimum to get started?
No. Bitcoin is divisible to eight decimal places, which means you can start with just a few dollars. Consistency over time is more important than a large upfront amount. We welcome investors of all sizes.
Do you support retirement accounts?
Yes, indirectly. While we don’t directly manage IRAs today, we can help you set up a self-directed IRA with Bitcoin exposure. We also plan to support direct retirement accounts as the platform grows.
How do taxes work with Bitcoin?
Bitcoin is treated as property by the IRS. If you sell Bitcoin for a profit, it may result in capital gains tax. We help clients understand their tax obligations and offer documentation to simplify reporting. Tax-loss harvesting and gifting strategies may also apply.
Can I sell anytime?
Yes. Bitcoin is liquid and tradable 24/7 worldwide. You can sell instantly through supported platforms, and our strategies are built around keeping your control intact.